Property 1 im 120k into it, the morgage company wants 136k . its worth around 190k currently, rent is 1800 if i wanted to rent it, HOA is 450Property 2 im 280 in to it, the lender wants 360, but its worth 500 and can easily appreciate more quickly, rent is 4000, HOA is 1400i have a family friend who is a lender whos willing to help offer cash to the lenders and then i can either sell properties for a lesser loss than 400k or hold for a few years and throw tennants in it and sell after to break even with the appreciation I'm hoping the lenders for the second propery is willing to work with me , and maybe even negotiate. i hired a lawyer today. fingers crossed.BEWARE everyone because im in a very bad scenario :(

Those with a 20-yr or less can be included for bonus depreciation (60% for 2024, unless Tax Relief Act of 2024 gets passed, fingers crossed!!).

The upstairs radiator has finger guards (bottom pic).

I am keeping my fingers crossed, but so far, they have been right on time and holding to their word. 

This topic comes up so much that I put my reply in a BP blog to save my fingers from so much typing.  

Thanks  Sorry Couldn't seem to edit. 200k property with 200k in insurance not 100k my fat fingers messed up :) The quote is a little above 300k

Gee, one lashing from the lady who I thought loved me wanting to have dinner and drinks....LOL.Okay, my bets were in jest, but even so, no one will qualify,  I'll  explain why in a second or two, maybe 2,120, depending on how my fingers feel. :)Writing a book on "How to entice your evicted tenant to leave for a weekend while you clean out the house and change the locks" is not teaching real estate.

I came to the conclusion that owners can be their own worst enemies and can be a major reason their investment fails.. although they like to point fingers.. they just are not realistic as to what their tenant base is and what they bought.. ..

My parents have a cabin in the finger lakes not that far from Buffalo, and I’ve actually been reading good things about Buffalo. 

An experienced local investor or realtor will typically have a better finger on the pulse of a market and potential of a property, than an appraiser.