Some banks recorded assignment behind our loan other banks just held the orginals in their vault along with an alonge.4.

It actually went to auction initially on the 8th but no bidders except the starting bid which I believe was the bank.

Flipping is just using a banks money instead of a customers money for us. 

It’s not necessary to stay local for these services as long as you have online bank statements or a solid way to get them to the bookkeeper.

As mentioned, we "openly and notoriously" record the deed for the world to see so there is no hiding things from the bank (which could be construed as fraud not to mention poses many other risks for creditor liens, etc.) 

Are there other options that could be better for a construction to perm loan (not through a traditional bank)???

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

California landlords can now enjoy streamlined maintenance and cost savings thanks to AB 2622.Signed into law in September 2024, AB 2622 raises the threshold for unlicensed contracting work from $500 to $1,000.

Even the banking is town or region specific for the same bank.  

You would want to look for an owner that has a loan through a bank or credit union or one that has no mortgage.