Don't try and be a desktop appraiser.

Score is low, job income and trade is newer, using a gift for down payment,etc.I am not a lender or a mortgage broker however there is a very high chance that you will undergo manual underwriting instead of desktop to have any chance of a loan approval.On the EM try to make it as small as possible and also try to build a bunch of outs (contingencies) in the contract.

The main reason I prefer it is simply not having to rely on a per desktop license fee and that it's all online.

Hey guys I was on my way with PenFed and the appraisal (the drive-by one they do after their desktop comes back lower than expected) came back way low. $45k under the appraisal from my refinance from just 1 month ago. 

Priscilla says they do a full appraisal and will refinance, rather than Desktop Underwriting.Community Investment Corp (CIC)- Illinois Based Multifamily Rehab LenderConventus John Thedford recommended.

@Jay Hinrichs, If you have BP bookmarked to biggerpockets[dot]com it automatically redirects to your Dashborad (first link under your profile on Desktop when logged on),and it shows you a bunch of different things, one of them being the threads that your colleagues have posted on. 

@Crystal Wilson have you tried using a desktop? 

@Bryan MitchellOn your desktop computer, go to the podcast page, click the play arrow icon for the podcast you want to hear.

And they have also changed the structure of their desktop version.

It will work with desktop USA, Canada, Australia and UK versions.