Selling would allow me to put the $100,000 equity toward the new primary home, potentially avoiding a larger loan.What would you do in this situation?

@Rosalyn ScofieldI always suggest that investors and homeowners avoid home warranties.

His information is faulty, his approach is to "overleverage", "zero down" and in my opinion the information he leaves out is either lack of experience on his part or intentional deception, neither of which I am willing to be associated with.He leaves out very important information, like what my buddy recently posted at Using Subject To, to Get "Free" Properties - A Quick Guidelinehttps://www.biggerpockets.com/forums/311/topics/1188416-usin...We teach even the downside of Subject To and how to avoid the pitfalls.

Their exit from conservatorship must be clearly telegraphed to avoid liquidity issues.

Additionally, they've avoided 40-50 hard credit inquiries populating on their credit as a result of the soft credit inquiry that we utilize for DSCR loans.If DSCR loans are a new thing to you, I would recommend checking out some articles here on Bigger Pockets or giving me a call to learn more.

Lenders that can do either, will generally start with soft pull to avoid having you end up in "trigger lead pool".You really didn't even need to get pre-qualified with anyone to a get rate and fee quote.

To help avoid a lot of these issues I would think about buying a "Modular" or use a "Tiny Home" vendor who offer these in many states.

@Curtis Cutler Avoid cashing out your 401(k)/457 to minimize taxes and penalties, potentially up to 40%.

Now having a trust to avoid probate, care for young children or folks not ready to inherit large sums of money yet are very good reasons to have trusts.

Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them.