Does your company have to have 2 years + of history.  

Work History.

In 2023 before I invested any funds, each and every time that I spoke with their representatives, I asked as my FIRST question if Norada Capital Management had ever missed any interest or principal payments, and was always told the same thing by their representatives, that Norada had a perfect payment/reimbursement history.

The birth of my daughter was more important :).

History repeats itself again and again and again.

The downside is they usually come with higher interest rates and shorter loan terms.Partnerships or Co-signers: If your husband or a trusted partner has U.S. legal status and credit history, they might be able to co-sign or help with financing.Cash Purchases: Since you have savings in Canada, you might consider using that for your first property, especially for a smaller rehab project.Foreign National Loans: Some lenders specialize in providing loans for foreign nationals.

If you go through RTR, I would ask to see the employment and rental history of potential tenants so you can weigh in.

Verifying last 2 years of rental history very important!

Ran into the neighbor who might have a daughter in law who wants to live  next to her grandmother.

Some also don't have the means to come up with a downpayment or have low credit history so they can't get a mortgage.