That's just a creative excuse by a lazy cop.

Does anyone have any other creative ideas?

Or we could just bring on another investor each year and our cash on cash return should also be around 12 - 17%.In other words, in order to cash flow in Costa Rica you will probably need to invest in more creative ways.

Could get creative to, maybe issue shares or something.  

If you want to establish a long term relationship with someone who lives eats and sleeps creative financing and loan products - I recommend getting in touch with a well-versed broker who manage the relationship and introduce you to competitive products in the market.

Speak with a local Realtor who knows the market, but also is knowledgeable about creative financing options.Good Investing...

We both knew we were aligned in our goals and had a clear understanding of our respective roles in the deal from the outset.If seller financing is part of the equation, look for someone who’s not only experienced with creative financing but also understands how to manage the potential risks involved.

Personally, I’ve been looking for ways to align creativity with the numbers, whether that’s finding undervalued properties, building relationships with local agents, or pivoting to new strategies.

I enjoy hearing about peoples’ personal wins and innovative, creative strategies.  

I have $25K cash for a down payment and can add $20K/year ($1,600/month) toward payments.No W2s, I've looked into building a small home right away and using a bank statements loan (have about 8800. monthly income) , but with 9%+ interest rates, it’s beyond my budget.Is there any sort of creative financing ideas possible or private lender possibilities?