I have a robust team of mortgage lenders, title companies and RE attorneys.

Credit scores for 80% LTV also are higher-usually around a 720 minimum for the middle mortgage FICO score. 

Because jumping from a mortgage to rent does not really solve the problem.

I had specifically asked for numbers including mortgage payments and they emailed to me.

Good luck Thanks Devin, yes was quoted 10 & 11% from rocket mortgage.  

This was 2015 so although it didn't cash flow, the other unit offset my mortgage by quite a bit.

Reach out to a commercial mortgage broker. 

You should always talk to a mortgage broker or bank first to find how much you qualify for before starting the investor journey.

Reason that is bad is 2-4 units were the first to go sky high in 2020 to 2022 and now rents do not match the market if your getting financing.No point having a mortgage of over $2850.00 on a $420K home if the rents on a Duplex are only $1250 to $1350 a door. 

This allows the fix & flipper to make a little money upfront, but a lot more at the back end when we reassign the mortgage/deed of trust back to them.