The tenant's not going to put door putty and paint on and end up in a coma or burn the house down.Let them do what they are going to do.

They get no sympathy from me if they crash and burn.  

This was not an instant where a great paying tenant had one NSF.  

A SFH will be bad if it's vacant which means no money coming in and you have to burn money just keep keep the property. 

If you are burning money each month then the question is really how bad is it for you.

Thus, I instantly concluded this lending opportunity being a NO GO.

Thumbtack will connect you with subs instantly and most do virtual quotes for a fast turn around.

What is the monthly cash burn, including reserves to purchase replacement rate caps?

but you become aware of it when you as the buyer get burned and if your going to have a title claim many times . 

If you don't have the vision to have MANY airbnbs in Champaign I'd suggest figuring out a strategy you have a long term big vision.Pros:  High cash flow (if done right), typically properties are oddly better-taken care of, sexyCons:  Management/system intensive, always on call, regulation can change things instantly