@Richard Benjamin WilhiteSince you inherited the land, I believe your cost basis is typically the land's fair market value at the time of inheritance. 

Do they value nicer finishes and design or is that additional cost lost on the typical tenant in that pocket?

Unlike conventional loans that typically require a 12 month seasoning period, DSCR loans have no such requirement, making it much easier for investors to scale their portfolios.I’ve included an article below that outlines how DSCR loans can be utilized in BRRRR strategies.Also, I noticed you’re based in Florida, I’m in Tampa.

I know the grass is not always greener on the other side, but any tips on finding my next market?

Then laws changed and SSN's became our IDs and we could no longer typically ask for them in my area as a landlord.

Unfortunately. this is typically considered normal wear and tear.

I would echo @Brandon Croucier - the secondary market for DSCR's is super aggressive and rates typically reflect that.

If the bank prices their debt based on the fed rate you typically see WSJ Prime + 1%.

Our short-term residential investment property loans are typically 60-80% LTV and all are personally guaranteed by the borrower(s) -- we pull credit, background and PFS on each guarantor, verify experience, verify liquidity, underwrite the property, neighborhood and zip code.

A lot of it has to do with location and time.If they are local owners looking at 1-2 LTR properties, I'll assist with identifying cash flowing/near cash flowing properties, assist them in the purchase as their buyers agent and assist with tenant procurement, listing, etc. but they can typically handle day to day management from there.Furnished properties, whether that be MTR or STR, are a lot more involved, as I'm sure you're aware of!