For most of their existence Fannie and Freddie were privatized.  

As additional insured you will also receive notice if the tenant ever changes their policy or cancels it.

Plus, FHA loans often allow you to buy multifamily properties with as little as 3.5% down if you live in one unit.Looking at Chicago, where you're based, I’ve noticed some interesting trends recently.

I live between Somerset and Middlesex counties, so I’ve definitely noticed how tight the inventory can be.

I noticed the seller started out trying to sell it for $800,000 but he was lowering it pretty aggressively.

I usually give them 30 days, but I will allow them to leave earlier with just one week's notice.

Just sent them a rent increase notice every year.

As someone based in San Diego, I’ve also noticed that investors eyeing California real estate tend to focus on potential future development or expansion (especially if you have the patience to navigate local regs).

The new reporting deadlines are detailed below, according to the official notice on FinCEN's website:• Existing companies (formed before January 1, 2024) have until January 13, 2025, to fulfill their BOI reporting obligations.• Reporting companies created/registered on or after September 4, 2024—that previously had a filing deadline between December 3, 2024 and December 23, 2024—have until January 13, 2025, to file their initial BOI reports.• Reporting companies created/registered on or after December 3, 2024 and on or before December 23, 2024, have an additional 21 days from their original filing deadline to file their initial BOI reports FinCEN.• Reporting companies that qualify for disaster relief may have extended deadlines that fall beyond January 13, 2025.

No need to spend an extra $1000 for something a tenant won't notice.