Seemingly if I made this an ADU instead of a duplex I wouldn't have to rate these walls, once again complicating the intent of the code.Just above the code section I reference one of the exceptions to fire-rated walls includes exterior walls of individual dwelling units on the same lot, which may eliminate my need to rate those exterior support walls.

Also, filing the BK eliminates any chance of you financing a loan to pay the 1st so, whoever gave you that advice, run from it.1079 making this "not a quick flip" is not relevant to anything whatsoever...so ignore that comment and anything else that person said in his post.There is not enough meat on the bone for a hard money lender in my opinion and if you are facing sale in two weeks, they are your only option if you don't have a 401K or IRA you can tap into or other access to funds.

You should contact a company in your area to convert the coin-op laundry to e-payments (Venmo, Paypal, Credit Card, Debit Card, etc.) to eliminate that fee. 

These can at times offer lower than average 30 year fixed rates, eliminated PMI requirement, lower down payment requirements,  and closing cost credits.

The proposed zoning eliminates density as a concept from town zoning and replaces it with minimum lot sizes for various building types.

We used to just say we no longer participate in Section 8 program but new laws eliminate that option.

You eliminate the STR loophole which allows adjusted material participation qualifications

It might not be a big deal to sell later if you want to do that and it could eliminate some of the stress of the timeline. 

Finding a property that cash flows with these numbers in San Diego likely eliminates SFR and requires multiplexes.  

We want to eliminate our same day turnovers.