When there is rising inflation, debtors gain (in other words taking credit now is more advantageous as the value of money lowers).- blow it on a big flashy SUV and be the envy of the town!

But they are getting fixed rate debt or floaters (with caps or swaps) at very attractive terms that are typically not available to most non institutional borrowers.

Dave Ramseys Total Money Makeover is also a good place to start if you have any debt or to start building up a budget and savings.

I have no debt or nothing, just all this money sitting still.

Know who didn't - everyone of my clients who didn't have to sell (low responsible debt or no debt). 

Using hard money or private third-party funds (debt or equity) would allow you to close in a week or less if you wish.

Work to invest, and let your investments pay down you debt...or did DR leave that part out?

. :-)Maybe a probate specialist will step in here but I ASSUME if the obvious heirs can’t afford probate the courts will still run the probate system somehow, sell the house and give them the remainder after all debtors re paid off?

If I put the house into an LLC, will I be able to use the equity (from a HELOC or equity loan) to pay off personal debt, or would that be considered taxable personal income?

So I'm a loan officer and the only other thing I could think of is to lower your debt or have a partner go in on the deal with you.