Tariq  Tariq, this will vary widely on your ultimate purpose and experience.

We make sure to do the work to a high degree.

I was out of college (just earned my degree in Culinary Arts) and was constantly running out of money.

Your initial terms will vary based on your investment experience, but generally, you want to plan on needing 20% of the purchase price if you're a newer investor and the lender will cover 100% of the rehab.

It's 60 degrees.

This will vary based on region but in general 2 – 5 points, 9% - 16% APR (meaning this is the annual rate so divide it by 12 to get the monthly interest amount), and documents fees can be from $600 – $1,900.

You avoid the tax hit, and still get the use of 75% of the equity if you do a cash out refi - (but high interest rates sort of play against that to some degree presently… but you could alway refi again down the line if rates dropped.  

These penalties can vary depending on the loan structure and the lender's terms.

This will vary depending on if a handyman can do the job or a licensed contractor is needed.

That said most folks have price targets and if large complexes are conceding 1 or 2 months on the 1st year lease, itll put downward pressure on your rent to some degree.