Despite the program's claims of providing exceptional training and support, my experience with Kristin has been far from satisfactory.First and foremost, I find it necessary to address the issue of non-payment.

The guarantee in 4 months seems a little off but I like the VA support system you mentioned.

Joined a local investment group and got tons of support How did you find this deal and how did you negotiate it?

We have a great community that frequently meets and supports each other in real estate.  

With the amount of support they provide I am not against settling for an 8/10 deal. 

So many intellegent and supportive individuals on here, you will get out what you put in.

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 

As you can guess, I’ve been in this space for a long time, coaching and investing, and I would be happy to help if there’s anything I can do to support you, just let me know!

We'd love any introductions and support from other investors, agents, lenders, or contractors in the area.Thanks,Mike

The road to recovery is long, messy, and full of setbacks—but it also taught us something important: with the right support and determination, rebuilding isn’t just possible—it can create stronger, more resilient communities.Now, as wildfires tear through LA, I want to share the lessons we learned to help others rebuild with hope and purpose.