You need to maintain a fund to handle those unforeseen expenses

Who are great property managers in Atlanta you would recommend for my circumstance?  

If they’re late a third time, you have a strong case for eviction for habitual non-payment—without risking the tenant showing up at the 11th hour with the money.For your specific circumstances, with only a partial month behind, I would guess there is a decent chance they can come even on rent and it would be a waste of your time.

You will need to provide an explanation of the circumstances surrounding the BK every time you apply for credit, apply for a job, apply for a bank account, etc.Bottom line is if you’re working day labor type jobs for small companies and live on a cash basis it might not affect anything.  

My father just went into the long term care facility on December 23rd so the circumstances regarding the use of his house have definitely changed.

The goal is to ensure that the property remains viable even if circumstances change, like dealing with a non-paying tenant or a market downturn.

Of course, it's always smart to keep funds aside for unforeseen or emergency related costs.Others who have already responded have provided some great opinions. 

I have wanted to flip since the early 2000's but never could due to extenuating circumstances.

Do you have any suggestions on how we can secure long-term financing under these circumstances?

However, weighing your options and performing due diligence carefully based on your specific circumstances, the property's potential, and your long-term goals.