With online access to almost every jurisdictions property recordings, lenders today use software that automatically searches property transfers for transfers involving their loans.  

Transfer from personal name to LLC/Due On Sale ClauseIf one is transferring property title from personal name, a Grant/Warranty Deed would be drafted/recorded to transfer title.

You can do this as a rate and term refinance with no cash out, or a cash out refinance. 

Were the transfers from the tenant credit card or ACH transactions. 

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

This will be costly in today's market and interest rates, but might be worth a shot if they can afford to stay.If they don't want to stay and you want the the townhome to rent to someone else and just want to assume the loan, well then she can call the lender and see if the loan is assumable. 

It’s all about what will draw guests in and make them choose your listing over others.2️⃣ Standout Amenities: Rentals that offer something extra, like a hot tub, game room, or eye-catching design, often attract more bookings and higher rates.

Here's the breakdown:Financing: We used a seller carry deal with 25% down ($100k), a 30-year term (balloon in 10 years), and a 4.68% interest rate.

Looking at a property that would be a somewhat turnkey STR, it has great numbers and occupancy rates.

But the person seemed bent on me wire transferring within 3 days, or the deal will no longer be valid.