Big burly guys that smell like diesel fuel, drive jacked up 4x4s, chew tobacco for breakfast and have neck tats. 

You should be able to add a Claus to the lease to ban tobacco use on the premises.

Big Tobacco did great with this legal strategy for generations after they established to their own internal satisfaction that they were in the addictive-drug-delivery business.

Just guys with neck tats that drive jacked up 4x4s and chew tobacco in their sleep that come here for contract work in a refinery.Can't answer the lender question.My cleaning lady does it for free, and I get to sleep with her.6 months gross rent should be greater than the purchase price of the property.One of my properties has needed an exorcism ever since I bought it. 

I'm usually hoping that they aren't chewing tobacco at that time.

Big burly guys that drive jacked up 4x4s, chew tobacco for breakfast and have a scorpion neck tat.

My renters chew tobacco while they are getting a neck tat.

I think an appropriate mask and eye protection limits your risk but mainly reduces risk to others from your aerosols.

Unfortunately due to the nature of dental work (lots of saliva, aerosols), dental is limited to emergency treatment only in the state of Ohio where I live. 

What's funny is that one leading vaccine might come from tobacco plants.