I just haven;t built before.

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A landlord looks a t how much the property will make long term.A flipper looks at how much in a short term .

I would think your insurance agent might have access to some historical information for a specific area as they would want to examine this closely for their underwriting.

Selling makes agents money and the IRS if you don''t 1031, it's almost always better to re-leverage instead.

At the same time, you would like to maximize your investment until you move in F/T.

Hey @Diana T., reach out to @January Johnson.

Or how do you just 'take it on the chin' when sh*t happens? 

I know this next part isn´t popular in the STR world, but..

@Ken Sanders Here in central PA you could use S&T Bank and Members First Federal Credit Union can offer both Lines of Credits based on equity you have on an investment property (80% LTV) as well as business lines of credit.