Last time was completely different; we had a fundamental surplus.

To be honest, this feels overwhelming, especially knowing I couldn’t pay it all off quickly if I had to.Out of that $900K, about $500K is tied to 30-year mortgages on my rentals, with interest rates ranging from 2.99% to 4.375% and 400k on primary at 6% 30 year.My total monthly mortgage payments are $5,500 on my rentals, and my long-term rental income is $6,850, giving me a monthly surplus of about $1,300.

This is a very old strategy and can also be done for surpluses on mortgage foreclosures. 

To learn specifics contact your local county to see what is required to claim the surplus and perhaps talk to a local tax line attorney. 

The surplus was $63k, that check is on it way to me now.

We have about $30k /month in income and about $12k/month expenses leaving a surplus cash of $18k/month.We were wanting to purchase a new home for ourselves and have the cash flow to make it work.

They mentioned the following in regards to your problem: “He would end up going with CRC/RPS which are surplus plus lines.

One's name is Bob Diamond - America's Tax Sale Attorney and the other is Shawn Buige and his system is called Surplus funds riches. 

To my understanding, there has been a surplus of inventory hitting the market as of late, making for a strong buyer's market.

I am preferential to medium/long term rentals so my exit strategy would not be applicable for many years.I make a comfortable living and have a surplus of money saved up but don't want to liquidate my entire savings accounts so I can get just one singular 200K property that may cash flow for a couple hundred bucks over the next few years.Am I missing something or being overly cautious?