DSCR is an option, although most of my clients using them are seeing some pretty stiff rates right now. 

Either they’re going to make a killing or they’re going to stiff you and walk away.

Competition is stiff for the nicer houses/condos and rentable commercial properties.

you could do that but there are stiff fees for cash advances but I guess if you do that and your credit score doesn't take a huge hit then fine but not the way I would do it.

The penalties can be pretty stiff.

I am not sure what area you are in, but if it is a popular area there is likely stiff competition. 

because the paper will be a C grade at best.Lenders get in trouble when they hold too many loans on the books, can't sell them, no one wants them and then while your books are over leveraged the market takes a stiff downturn and now as a lender loans you hold start defaulting and people missing payments. 

Stiff finder’s commission but rent was guaranteed and ongoing charges were very low. 

My product hasn't gone to market yet, and already I'm facing stiff competition undercutting my price.

However, challenges include stiff competition, high development costs, intensive management, and the need for specialized tenant attraction.