for their one on one program.  

But if you can find the property which can qualify as rural, then you can finance.As an example, farm labor housing is multifamily and there are specific programs inside the USDA portfolio which target those types of properties.

I’m attempting to go through the program as an owner occupant to get in with as little down as possible.

I'm curious as to what software programs and automation fellow agents are using to make their business more efficient.  

The program is not what we had hoped for.

For financing, there are programs like FHA loans for first-time buyers, and there may be local or state-level programs offering incentives for affordable housing investments.

Figure and NYFTY are easy automated HELOC programs with super quick closings (I did one for a client that funded in like 72 hours from loan app). 

Where to start, choosing an agent, DSCRL alternatives or similar programs, etc.Thanks KamalDo you live in Puerto Rico?

Have never heard of this program either.

If you are going DSCR (which you should only do if you do not qualify for conventional) then there are hundreds of different programs.