In the wake of the bailouts and foreclosure scandals, robo-signings, etc why do we use these guys for our credit cards or banking needs at all?  

Since HSBCs massive laundering scandal they have really ratcheted up compliance costs.

Since the Bernie Madoff Pyramid Scandal, this is something the SEC takes very seriously. 

That is what always happens with almost every meetup with the exception of the only True Blue Meetup called FIBI (For Investors By Investors).Don't waste your time unless you want to set up a nice booze bar and members bring over some fun partners.Don't waste your time with the REI and REIA clubs since the presidents are scandalous scum who are snake oil salesmen selling worthless services for thousands of dollars.

To me it sounds more like entrepreneurship then scandalous..

There was a "Savings and Loan" scandal back in the early 80's (you can google it to learn more) but that caused the state of Texas to write specific rules regarding cash out loans.

Tell that to the savings and loan scandal recipients as well as the entire banking industry that sold bad mortgages in 2004 and on.The strongest of us will do what the weak will not.

This is a result of the economic downturn after the corruption crackdown years ago: Odebrecht corruption scandal,m Petrobras scandal, & Operation Car Wash.

They are crap for a tenant and had a big scandal awhile back.

Yet, a recent huge scandal brought to light that there has been systematic corruption in the construction industry in my province of Quebec for decades.