Will I be able to recuperate my cost when I sell?

The only thing I have are my contracts and trying to recuperate the log ins from my bank accounts in Europe to find the statements from when I received direct deposit.

Now, I am not saying that you are guaranteed to recuperate damages, but you'll be in a much better position. 

This is assuming you plan to still stay in the property and let it recuperate in value should it depreciate.

How many years will you recuperate your initial investment?

. / 12 = 3.33 years It will take you 3.33 years to recuperate 6K.3.33 years 100% ROI6.66 years 200% ROI9.99 years 300% ROI

It will take you 4.4 years to recuperate the closing costs. 

Although, when factoring in the two months of mortgage savings, then your revised recuperation period is very short at 0.57 years. 3780 / (1548 + 2240 + 2240) = 3780 / 6028 = Recoup of closing costs in 0.57 years when factoring in two skipped months of savings.My recommendation is to err on the conservative side.

The difference between 4.9 and 4.1 is minimal, not worth paying points for it will take you years to recuperate the buy-down.

Vacancy rate is 17%3. middle to low class income area4. mostly retired people.Based on this information my options are:A. to purchase 2 manufactured 3/2 homes (one for each lot at a cost of $39k each) to re-sale for $80k each (after selling and other cost) I estimated a $40k profit. the negative part of this option is that based on my research, manufactured homes may not sale for that high in this area.B. to purchase 2 mobile homes for $5k to $10k each and resale at cost just to recuperate the $30k of the land, cost of Mobil homes and any other cost.C. will be to do option A but to rent each for $500 to $600 per month based on what I can get for Section 8 in that area.Please let me know what you think or if you will consider another option.Additional facts:1. this will not be a 1031 or like kind exchange (based on IRS info)2.