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24 January 2025 | 13 replies
I would ask more questions about the terms and qualifications.
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27 January 2025 | 7 replies
Feel free to inquire about their staff qualifications if it's a larger organization.2.
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17 February 2025 | 17 replies
Are you aware that rents on MF units count toward income for loan qualifications.
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23 January 2025 | 5 replies
As with every loan process, there are terms and steps the foreigner needs to follow, such as the loan application, which includes pre-qualification and property evaluation.
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29 January 2025 | 10 replies
There are quite a number of things that can make utilizing an FHA loan more difficult such as more barriers during appraisal, appearance of low qualification/little cash, typically longer closing period, likely higher interest rate, and PMI cannot be dropped without a refinance if 3.5% down.That said, just chain 5% down conventional loans, and make sure your duplexes pay for themselves.
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8 February 2025 | 18 replies
Private and HML can move very quickly and loan on distressed properties.Also, for BRRRR investors, you should know for certain all the qualifications for your refinance.I have seen many borrowers with short term, private loans have to carry the loan months longer than they were expecting to because they did not know all the ins and outs of the DSCR refi process.
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3 February 2025 | 25 replies
If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.
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17 January 2025 | 3 replies
It is an investment property, and does not meet the qualifications of being her/their primary.
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8 February 2025 | 34 replies
Should I make an offer with the qualification that all furnishings, dishes, pots, and pans stay, except for "personal" effects?
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28 January 2025 | 9 replies
Currently, the maximum LTV for a cash-out refinance on a 2-4 unit property is 75% LTV, some lenders can go up to 80% on a case-by-case basis but qualifications are much more strict (FICO, DSCR, Property Type, Market, etc.).. but it can be done.