Yes the Class feature Cost a bit extra which is a bummer bet the support for it is amazing, and it is easy to allow access for Tax Accountants to pull the reports they need rather than my clients playing middleman.

The loan is 12 months, pulls twice a month, the interest is minimal because I'm paying it off so fast. 

With pulling out your equity (or selling), you can diversify and buy more.I did sell one of my places and used that money to buy two others. 

No one pulled a payoff to confirm the balance or looked at the latest statements before closing? 

It's an estimated cash on cash return given current rental rates subtract expenses assuming 7% interest rate, 10% management fee, 5% repairs, 5% capex and other expenses like mortgage, insurance, tax. it's a estimate to tell you what properties to analyze vs ignoreyou can see the are pockets of negative returns as well as pockets of positive return. this is to supplement the data @Devin Conley provided

That being said, there's more to the equation than just rate and fees.

Hopefully you have a Checkbook IRA to avoid the red tape and fees of going through the custodian for each transaction.

This will show you more evidence of the fees they really charge.

The next option is to get the device (you can get on Amazon) that shows the meter for what one unit is pulling versus the other.

I have a question and would really appreciate your input.I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits.