My goal for 2025 is to complete 50+ transactions and collaborate with even more people in this community.If you’re a private money lender, investor, or fellow enthusiast feel free to reach out.

When I am looking for a new investment property and am strapped for cash, I typically look off-market and try and find something that can a seller is looking to sell that needs minimal repairs to be rent ready and the purchase price is 80% of the ARV this way I can use private money to buy in cash, do the repairs needed then refinance on a DSCR loan and pay off the private money loan. 

I used a private lender, BackFlip.

Any lender, private or conventional, will have some hoops, maybe just not as many for private lenders...

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?

I spent my first 6 years in the financial planning industry working for a firm that had previously sold a lot of privately held REITS that went south.

DSCR recently came popular in the loan brokerage and private credit space with the rise of STRs and MTRs.Your local bank lenders will have the best rates typically.  

Quote from @Karen Smith: With more investors turning to private money lenders for faster funding, what benefits have you seen from using private financing versus traditional bank loans? 

It took me 5 or 6 years to find my first private lender.

I am a private lender here in Atlanta.