Quote from @Cody Caswell: Quote from @Jay Hurst: Quote from @Cody Caswell: Is it true you can use taxes, depreciation, insurance, and mortgage interest for qualifying income when applying for an FHA loan on a primary residence? 

If the interest rate are close, then you should pay off the primary. 

@Keith AngellFrom my experience, both a HELOC and refinancing have their advantages depending on your goals.

But you cannot exchange from an investment property into your primary residence. 

If you lose your source of primary income, do you have enough cash to make it through the crisis? 

Primary residence is paid off. 

I’m starting off wanting to get into a primary residence that I plan to house hack and then figure out the next move into investment properties but that’s down the roadwith all that said, are there other ways that im not thinking of to 1.

Who has closed a subto deal for a primary residence?

@Pat Aboukhaled I would ULS (unit lot segment) the primary house and include a clause in the call option that would prevent them acquiring the DADU.

Quote from @Lauren Merendino: It helps to really drill down to your goals.