A policywith a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

Would you rather maintain a higher price for 4-8 weeks and look for a premium or would you rent it quicker with a lower price? 

When running your numbers, if purchasing a home that isn't new construction and less than $1MM, I would estimate 1% - 1.2% of the purchase price as your annual insurance premium. 

Planned energy-efficient HVAC installations will replace outdated ceramic heaters, reducing tenant utility costs, lowering insurance premiums, and qualifying for utility reimbursement programs—a win-win for tenants and investors alike.Inflation HedgeReal estate is historically a strong hedge against inflation.

Turns out, the right marketing found renters who appreciated the quality and were willing to pay a premium.

Buyers expect premium finishes, so skimping on quality can hurt resale potential.

However, this only works in premium neighborhoods like Sycamore Square.

Buyers expect premium finishes, so skimping on quality can hurt resale potential.

One of the major driving factors for increased premiums is the carrier's requirement for higher replacement cost limits on file for buildings. 

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP.