New occupants will be coming soon, but in a 3 family, i have set of excellent student tenants that renewed.That said, many landlord insurance policies have exclusions for students, so I am trying to gather info on updating a policy to consider the fact that the building is only going to be 33% student occupied.  

Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

It might have been bound but many insurance companies have put those new policies on hold if the purchase has not happened due to the disaster and letting the mortgagee(lender) know that the policy is on hold.

There are a ton of property management companies.

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.  

@Dwane Twente so this is basically a rental arbitrage company.   

All title companies work with alot of investors.

@Steve K.As an investor who buys loans I can share your frustration with servicing companies.

DEI policies along with environmental, immigration policies is not sustainable for a non 3rd world country (my guess that is the point). 

That way you wouldn't need an extra policy.