I'd also never pay $700 for an LLC.

Another option is to invest in the market instead of paying down a mortgage.

@Marc Robinson some may be more adventurous than me but with septic and well I would walk awayI prefer TOH of course but with $300 lot rent and 19 occupied, utilities included in rent I would pay $400-450k for this

I think the LLC also makes it easier to open a local bank account, which is convenient to pay utilities or other local bills or your property manager, etc.  

i do not however use it for heat mine is an AC only unit I believe not a heat pump unit.If you're whole unit is relying on one mini split for ac and heat that surprises me just given if you shut a bedroom door you'd not have heat from the split that I assume is in the living room. 

When you pay off a mortgage you pay the interest for all the years you didn't own the house?!?

Our Florida mortgage practice was basically shut-down for 4 weeks due to Hurricanes Helene and Milton.

And when the company you're suing has shut down and apparently has no money, is it even worth the effort?

ARV 900Total reno was 170k Appraisal $399.00 Shut off valves $95.75 paint $300.18 Commeercial enzyme cleaner $72.09 Water activation fee $51.38 shut off valves $38.52 Kilz restoration primer $275.66 Kilz restoration primer $150.33 Shower tile-Master.

Quote from @Leeling Chew: It doesn't matter who pays the bills.