Quote from @JooYung Choi: If you were satisfied with your previous lender's services and the difference in rates / points is negligible then I would say use him again.

Work Quality:I hired professionals to inspect the work, and they found multiple issues and evidence of negligence in the construction.

His assistant called me today & at first, we had a decent conversation which switched quickly when I mentioned the negligence on their end. she asked if can & i also offered to then try to resell it for them then she got demanding on what I "WILL" do.

Overall CoC would be 4288 / ($8,735 + $7,976) = 26% +/- a few basis points account for cost of capital.By adding just one more investment we see a 6% increase in total CoC with only a 4 month additional lead time to full collection (negligible impact from time-value of money) and a ~6.5% increase in yield for the subsequent investment.Final ThoughtsFollowing the math suggests that doing more short-term investments makes the performance metrics exponentially better over time, and on their own their own they are still akin to modest although not Earth shattering returns.I add these details from the context of being a Tardus client for the past year.

You would want to know if anything was ever built on the land (maybe a house burned down) because if there was a house then you would have potentially buried septic or oil.Buying and holding a lot for the future with topographical issues is only worth it if the price is negligible IMO.

I feel like I'd have to do something crazy negligent to even possibly have a lawsuit that severe. 

It’s considered an act of god if a strong wind blows down a healthy tree that nobody expected to fall, but if a dead tree has been looking like it’s about to fall for awhile and the owner has been notified of the hazard it causes, then their inaction can cause them to be negligent in addressing the hazard, and they may be found to be liable.

The condo association insurance determined they weren’t responsible because either (1) my tenant was negligent or (2) the problem originated from a connection just inside my apartment.  

I was working with a DSCR lender on comparing options on a seven property portfolio purchase a couple years ago and the difference between bundling them and doing them all separately was negligible.

Does the tenant's liability insurance kick in if there is damage caused due to their negligence?