Things are hot but not too hot but everyone seems to be in mortal fear of an upcoming downturn.

The cash value is not going to match premiums  because premiums get adjusted for the mortality and overhead expenses. 

I was confident and I did what needed to be done because I already knew no mere mortal will beat me.True or not.. that's completely irrelevant!

I don’t get to play often, but when I do, I love it (Right now… Destiny and Mortal Kombat X)As a kid, games cost about $50… a lot of money back then (at least to teenage-me).

@Ken Graham    when a regulator wants to tag you with their version of whats lawful or not... its not up to them to prove the case.. you either acquiesce or you take the case to the law judge.. and you pay thousands if not 100's of thousands in attorneys fee's to prove your case.. rarely if ever done unless its a public type company... all of us mere mortals just take what the regulators say and move on...

I think Millenials are definitely starting slower than Baby Boomers but eventually mortality will catch up and stability will be within scope.

You must have a deal source that is different from the rest of us mortals. 

I am also a senior and thought more about my mortality than theirs but that’s life.

It still works but you have to be much more aggressive as you have mortality working against you.

If you do not admit you are wrong you are just ignorant because I have MATHEMATICALY proven you to be wrong.The one thing I HATE the most here of BP, is the egos surrounding the investors that think it is a mortal sin to be wrong.