Insurance is higher in the rural areas of SD due to fire danger.

There is no one with experience in actual real estate high up in the company, which is the problem with most tech companies masquerading as real estate companies (including brokerages).Let me know if you want to know even more. :)

This is in large part a neighbor to neighbor issue.

Even trusting a brand new GC who's licensed/"qualified" is a risk from out of state, let alone out of country.

Unless you revise your plan and ensure that your personal use is under 10% of the rental use.

Who is personally going to be liable if the guarantees aren't met?

@Diego L.That's a loaded question that is difficult to answer on a public forum.

This lender is probably in the residential niche and is trying to get your business for a loan.

If the state matters, I'm interested in Connecticut@Matt WanThe key to understanding being “in person” is that you can be “in person” anywhere there is a notary or other person who can certify your signature… typically.  

No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis