Fees - oh, and did they mention they charge YOU the fees to? Yes

I don't care about his cars - those are toys.

Your lender definitely should be able to count the 75%- I'm in Arlington and would be happy to connect you with my awesome lender who has been able to do all kinds of creative options to get to yes for me.

Last thing thougt of is have a little box of books and toys for little kids parents always appreciate it. 

@David To yes sir!

I haven’t closed my first deal yet, but I’m laser-focused on getting in the game and becoming ‘the guy’ people call when deals come up. 

.- Kids Toys:  We advertise to families and have another 2xKallax cubes full of toys that won't break and are tolerant of missing pieces, but are easy enough to cleanup:  lincoln logs, blocks, hard animals, stuff like that.   

You need X to happen to get to Y.

Shiny toy syndrome.You don’t have enough.  

As @Jay Hinrichs said, it's not something to toy with unless someone really knows, not just thinks they know but really truly holds commanding knowledge, and resources, for all facet's of SubTo.