We're getting nailed in auto insurance too.Any ideas why these states?

Insurance-  replacement costs.  

Regarding insurance adding additional umbrella insurance is great idea. 

Hi Pegah, consider this -renters insurance may not be available at all during the entire time they lease from you.  

@Suzy FarmanHere’s what’s worked for me:Leverage Airbnb/VRBO: Many insurance companies use these platforms via third-party services.

To them, everything takes "5 minutes" to do.The entire PMC industry has major challenges when it comes to handling maintenance, so it's a featured topic at most industry conferences. 

The very tragic LA fires have generated a lot of discussion about insurance costs.

@Vincent WeselakIt’s a good idea to get an estimate for your insurance costs upfront since this can vary based on the property type and location, and it’s a key factor in evaluating your cash flow. 

I just learned that builders risk and liability insurance coverage can cease once a CO is issued for a new build.

My question is around property insurance and specifically what are everyones MUST HAVE COVERAGES.