Hello, Im a long time listener and first-time networker. I have a wife and 3 kids and the weight of their futures on my back. I'm 44, a licensed barber, and own the first house I ever bought outright. I would imagine ...

Liability insurance covers negligence.

Quote from @Carl Rowles: When you insure a SFH rental property, do you try to adjust and of the coverage amounts?

The properties in OK, which are roughly 30-40% smaller than my personal residence are only about $400-$600 cheaper than my FL insurance.

They have the choice of finding their own insurance or they can be automatically enrolled in my master policy.

It seems to me though your short term objective is to get the HOA to take immediate action on the roof.

If a person owns a rental property in IN and if something happens on that property, the cause of action (lawsuit) would go before a court in IN, with an IN judge, citing IN law.

I have recently switched my insurance from home owners to landlord policy.

I’m curious to hear from private real estate investors who’ve faced unexpected insurance claims and were protected by an umbrella insurance policy.We often see discussions whether investors should use an LLC or an umbrella insurance policy.

It’s time to look into home owners/rental insurance.