In my area a house call for locksmith is going to cost $75-100 just to walk in the door, so $135 all in is not that big a deal.Not a hill I want to die on....... use it as a learning moment for the tenant- ALL repairs need to be approved by you BEFORE they are done.

I am already have a good lender that has pre-approved me with a DSCR loan so all I need is to find the right market to invest in!I

Once Dave chimes in I think you'll have a better perspective on what that could be...

What area of Chicago are you looking to invest in?I

Quote from @Spencer Ware: Quote from @Todd Dexheimer: @Spencer Ware what type of real estate are you most interested in? I

The house, in the condition it is in, is currently appraising at about 350k.

What other places in the area do you think would be good to invest in? I

The way I countered this (still not as good as buying a note with idle cash but I have checkbook control) is the money paid out from a note fund I invested in is at Axos bank.

Yes Pittsburgh is a good choice for Investors who either live here or are remote as the buy-in is a lot more conducive than other more saturated markets.

Who knows, when you get down here you may be happy you have some extra income coming in. I