Hi BiggerPockets team,I am a rookie US real estate investor searching for financing options for my first deal.Personal ProfileCitizenship: IsraeliI do not have US citizenship or a long-term visa.Investment GoalsLong-term rentals in good B/B+ locationsLow-maintenance propertiesKansas City, MO/KS, or its suburbsI am familiar with what https://lendai.us is offering, but I am trying to find other alternatives.Thank you!

This is my first commercial deal and 2nd seller financed deal. 

Purchase price: $240,000 Cash invested: $60,000 purchased this distressed duplex using owner financing for $240K and a $60K hard money loan for renovations.

Purchase price: $240,000 Cash invested: $60,000 I purchased this duplex in distressed condition using owner financing for $240K and secured a $60K hard money loan for renovations.

Legitimate lenders may charge a small application fee (around $250) to verify you’re serious, but if someone’s asking for thousands with no real intention of closing, that’s a huge red flag.On a more positive note, there are creative financing approaches out there.

Another possibility I looked into is simply leave the current SFH as is since we have long term tenant, but build ADUs on the lot.

So she makes $27k less my letting you finance it?

I'm in the process of vetting some seller financed deals for my solo401k portfolio.

Quote from @Rene Dittrich: We are selling 2 lots of land and would be open to do seller financing for one of them.

I sell a lot of properties with seller/creative financing in the Austin area.