But also with low debt or free and clear property that they can easily access any time in the future with a cash out refinance.

You should reach out to @Sara Frank.

If they are professional, they can explain this quickly and easily.

My best advice is to work with someone who can easily plug you in with their network of GCs, PMs, and lenders.

If it's in a high tax /flood area taxes and insurance could easily be 5-6k or half that then with title insurance points and closing it could make senseWhat is the breakdown ?

An additional unit could easily add significant rental income while increasing the overall property value.

You can get reimbursed for cleaning if guests smoke or bring unauthorized pets which easily can be a few hundred dollars per incident. 

The ADA defines "readily achievable" as “easily accomplishable and able to be carried out without much difficulty or expense.”Without much difficulty or expense is substantially different for a small mom and pop restaurant than it is for Google or TJ Max.

This is something that can easily be changed later if needed.

Fourplexes in Georgetown today easily top $600,000+.