Vacant properties can sometimes be the way to go because you can try and get top market rent, as well as include any fees or protocols that might not be in a standard lease.  

I also note that 75% LTV is standard.

Lots of small builders with their standard spec home. 

Basic, but functional faucet.Appliances ($3,500):Focus on essential replacements.Refrigerator: Energy-efficient model.Range: Standard electric or gas range.Dishwasher: Basic model.Consider deals, scratch-and-dent appliances.Lighting ($1,000):Recessed lighting in the ceiling.Under-cabinet lighting.Basic pendant lights over the island.Paint & Trim ($500):DIY painting.New baseboard.2.

More recently I discovered Baselane and have switched all my business banking to them.

Interview them by phone or during the showing to see if they will meet your basic standards.

Loan Costs, Deposits, and Escrows: Origination fees, application fees, third party reports, legal, insurance review, title & escrow, rate caps (floating rate loans), due diligence deposit, rate lock deposit, standard escrows, etc.6.

I recently discovered a traffic violation from North Carolina that showed up as a criminal record for an applicant. 

Quote from @Polat Caglayan: 1500 sq ft and a mid-level renovation that complies with section 8 standards I would get a contractor out there 

Like Dan, we have a standardized paint (white clay by Behr in eggshell, but SW will mix it NP) Thank you for the suggestions Marcus.