- The market is in a little bit of a lull right now (buyers market), its a great time to buy, but slower time to sell (my primary business is flipping houses) I can supplement my flipping business by providing project management services/consulting, helping investors find discounted properties, etc. etc.

Regarding finding discounted deals......That is the reason why I started a wholesaling business. 

Because I was so annoyed with RentRedi on this I just told my tenants I would discount their rent by $1 every month.

It is a common concern, I think if you are writing competitive offers then you can request a discount.

How do I go about finding those who'd rather just collect the insurance money then sell it off at a discount?  

Hi David, you need a discounted propety, have you tried hyper focusing on off-market properties in your desired area.  

The home was on the market for over 200 days, the builder offered 15,000 discount.

That ship has sailed and it was never at the discount you're suggesting. 

(So unless they sell for much more than they paid they will only get a small percent of their down back, especially after selling costs,) but you did say they were getting a discount.

As a broker, I "buy" a mortgage at a discount from a direct wholesale lender, then mark it up and "sell" it to my client to make a profit.