@Irene Q Paras If the seller is willing to hear your offer then it is fair game.

Par a couple of months ago for SFH was 4.75%. 

Whenever the division or superintendent of real estate is referred to or designated in any statute, rule, contract, or other document, the reference or designation shall be deemed to refer to the division or superintendent of real estate and professional licensing, as the case may be.(M

Hello @Paras Tiwari,You'll need to provide much more info in order to get a meaningful response, i.e.

Hi Paras --  I would suggest the five houses at $100k each. 

@Carmine CatalanoHola Carmine, te voy a enviar mensaje directo para hablarte por teléfono o video sobre casa de dos o 3 familia en NYC

Aviso de 60 días para desalojar

I haven’t had any W2 job since June, which wasn’t much in the first place as I was a para at a high school bringing home a whopping $1,000/ month for take home. 

His para-legal then releases the cash & she's 102 lbs wet but tough.We withhold about 10% depending on the scope of the project, on the last new build it got down to holding back $7k & actually got to keep it for $1800 in incomplete work that we finished ourselves.

AND, then your second para really tells the story, it is the stress that being over leveraged coupled with the Cornonavirus that makes this a bad investment.