Our records show that your subscription is set to auto-renew, and no action is needed from you to maintain your listing tenure.

One of them accidentally paid for January rent because of auto pay and is now requesting it back.

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

The members here on BP that talk about STR auto-run systems didn't install those systems and find dependable cleaners & handymen overnight.

When it comes to hooking up my follow-up system I've seen a lot of other CRMs fall short with drips (lack of good time delays, no custom mailing function, doesn't pause with a response, can send auto messages after a deal closes, etc) 

Since then, Chewy, Auto Zone, AT&T, Dollar Tree have all built distribution centers in the area. 

Auto limits of 250/500/250 and Homeowners liability of 500K should be the minimum you carry.

But they auto-deposited $50 into my "marketing account."

It sounds like the tenant has solid evidence their check or auto payment was received by the wrong party.  

A friend of mine recently got a $2M umbrella policy for around $300 annually by bundling it with home and auto insurance; it’s worth exploring.Out of curiosity, are you primarily investing in residential properties or venturing into commercial spaces?