One time I had a guest smoke and it went right up the ducts into my unit, it was awful.I'm conscious about how that could potentially affect guests who will be staying in the upper unit in the future.

We don't have kids (might in the future), my husband and I are young and healthy, have stable high-income full-time jobs, and just put in a lot of work to both properties so don't expect huge expenses in the near future.

I would recommend you and your husband get on the same page about future investing goals.

What currency do you get paid in?

China manipulates there currency and the situation to gain from such trade imbalance.

Generally, lenders base their refinance valuations on the property’s in-place income and existing condition, not future projections.

I use Eric Kloth out of Redding and he is stuck with us for this and our future home buying needs. 

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

With no comps in the area for new construction and the highest rehab selling for 205k, building enough at the onset, 4-6 new construction homes, may be the only way to start a neighborhood turn.The city is looking to increase density in the area and add anchor points in near the area to cater to future investment. 

I would suggest giving it up and just hire an agent when you are ready to transact in the future.