Yes, inflation always means that paying back in future dollars is at a "discount" which is why things like rental prices tend to go up with inflation while your mortgage loan payment on a fixed rate mortgage remains flat. 2.

Costs of materials and labor also impact rates for future claims.

I’m looking for tools or data sources that project insurance costs over time and climate-related risk (areas that may require flood insurance in the future or see outsized premium increases, etc)I know I can get current insurance quotes, but I want to understand historical trends and forward-looking projections so I can better assess hold periods and identify markets to avoid based on rising premiums or climate changes.

Worried the quotes may look drastically different in the future and affect cash flow.Anyone have a good resource for finding this info?

It's a currency.

Our longer-term goal is to build a strong foundation through residential projects and then transition into commercial real estate as we continue to grow and scale.Our vision is to create opportunities that are:Backed by real propertyWell planned and conservatively budgetedManaged hands-on by an experienced GCStructured to protect investor capital while offering strong upsideBuilt with long-term relationships in mindWe’re here to learn, connect, and grow, and we’re very interested in building lasting partnerships with investors who want to be part of projects now and into the future as we expand into larger commercial opportunities.I would love advice from this group on:The best ways to find and connect with investors, especially locally on Cape CodHow you typically start those first conversationsWhat investors look for most when evaluating spec home opportunitiesAny Cape Cod–specific investor groups, meetups, or communities you recommendWe’re excited to be part of this community and look forward to learning from those who have gone down this path before us.

My nephew is a freshman in college in the Houston area and taking some real estate classes as he sees a future in REI.

Gold and Silver are monetary metals and canaries in the proverbial financial markets mine...I think we first posted here about AG at $1200 and AU the $20's..anyhow..clearly elements do not change but the denomination does and if priced in money (not currency) prime real estate in many markets could be undervalued - particularly when investors consider the exceedingly exotic methods of leverage and abundant tax incentives available. 

In other words...dollars and fiat currencies in general are getting weaker by the day.

Hidden inflation is the devaluation of the USD versus foreign currencies 10% in 2025 which inflates our purchasing costs items from overseas.Fuel costs is going down, so that is a great thing across the board.MFH and Data Centers are really strong here with a lot of growth.