@Chris Seveney is correct, security deposit claims only arise if the funds are not returned.

I suggested using traps, and there were no further complaints until November 17.I promptly hired a professional for rodent treatment, which was completed within 10 days.The tenant is now demanding 3 months of free rent, claiming the property was "infected," despite my timely response and corrective measures.I need assistance crafting a response to this demand within 2 days to avoid escalation to small claims court.

I'm correcting the misinformation you are posting and trying to get further clarification on what you are posting.

Again, all answers that might be better answered in private.You are correct that a lot of lenders just don't understand how we work as investors but that's why some of us hang out here. 

You are correct, local banks would go in and sit with them and go through rates and financing and understanding the payment.

Travis, you’re absolutely correct, and I truly appreciate your insight.

Everything is looking good, Just wanted to double check the projected was the correct formula.. still learning. 

Am I misinterpreting the purpose of the ___ fields, and they just mean "modify this in some way", and in the (G) instance the correct modification would be to delete the payment types which aren't accepted?

@Troy SmithThe advice you received is correct.

I have used KBKG in the past but I currently use DIY cost segs, https://diycostseg.com/who-we-...I like them better than KBKG because if you make a mistake you can correct it.