All told, cash flow will be a function of your down payment and your management of the property.FL tourism continues to flourish. 

Didn't get into rentals on pupose but it's working out well and I want to continue to learn and develop my portfoilo.

Most of the US real estate market has seen inventory continue to rise with a lot of relisting and stale dated listings, but Valdosta seems to be a “Great White Buffalo” (if you get the movie reference).

Supply continues to exceed demand throughout most of the city (with a few exceptions)2) Your HCV strategy is certainly the hot thing right now.

The recent earthquakes destroyed many multi-family complexes and will continue doing so.

Continue to network with people in real estate, go to real estate meetups, connect with investors in the forums. 

But THANK you for you information and hope to continue the conversation.  

We know they’re hard working and would like to continue working with them rather than move toward foreclosure, but we know they’re in over their heads if we continue under the current terms of the mortgage and don’t want to set them up for failure. 

The city’s robust economic growth and steady population influx continue to drive strong rental demand, making it an ideal choice for long-term investment success.Best of luck!

At one point I was told I could obtain funding (non-conforming was the term that was used) with 12 months of bank statements.My question is what would make me more appealing to a lender; should I continue with 1099 work or go to W2??