They are going to have a pool, possibly hot tub, maybe a snack bar, and be beach front. at least comparing to the PCB market, most houses in comparable prices to condos dont have those things and are not beach front.

.- Risk Awareness: Flood zone designations still help people understand general flood risks in their area.Elevation still matters under Risk Rating 2.0, but its role is handled differently compared to the old system.Under the old system, elevation certificates were often required to calculate insurance rates.

Compare similar listings—are they renting while yours sits vacant?

Compared to rehabbing where the asset is already there regardless of the repairs needed.

The premiums didn’t make sense compared to the other options I found for the two properties I moved off this policy, nor did they align with the rates I have for other properties in my portfolio that are not on this policy.I’ve shopped this policy extensively across multiple companies and brokers.

For instance, Berea is a charming college town, but the combination of local taxes and less favorable price-to-rent ratios makes it less appealing for investment compared to other areas in the state.Agree here! 

This house is only worth what comparable sales say it is worth.This is how it will be appraised.

There are a lot more condos for sale now compared to the past few years, but we still haven't reached pre-Covid inventory levels. 

Not enough income for lenders compared to what else is out there for themThe biggest thing is the lot but other factors like the actual manufactured unit being quality and up to code helps a lot. 

You don’t want to add it to the rent and pay it yourself because you’ll lose the “Tenant compares the rents game.”