Quote from @Chris Seveney: @Ryan KohenIt’s gotten some pretty bad reviews here on BPDo you like it or have an alternative ? 

@Ryan Kelly mentions what is known as extended dwelling coverage.  

Quote from @Ryan McKay: Quote from @John Underwood: ...We just bought a property with 5k down and owner financing the rest at zero percent.

If you want better cash flow, 35805, 35810, 35816, and 35811 are likely the choices. 

A friend of mine, Ryan, who invests heavily in Baltimore, realized his interest costs were eating into his cash flow.

A warranty can bring peace of mind, especially if the tenant values quality and reliability.Here’s our rule of thumb:For budget-friendly rehabs: Used appliances from a reputable source can be a smart choice.

Should it simply be one of two choices: deny application or accept application with ESA exemption even if the property qualifies for the FHA exemption?

Quote from @Ryan Dubendorfer: I have two tenants on a 1 year lease.

Based on your description, Party 1 seems like the safer choice.

I am also a licensed EMT, and would love to provide housing for travel nurses, contractors, etc. in that realm since I can relate to them in previous jobs that I've had.I'm looking to invest in these states preferably: Georgia (1st choice - preferably near or south of ATL or in/near Savannah), Alabama, South or North Carolina, and Florida.