I believe sometimes a bad experience is more reflective of the individual than the company. 

If the number is in fact 10% I would not change that number in your calculations.These numbers on vacancies change quarterly, so your numbers should reflect the changes.  

Costs for a CPA may range from $800–$1,500 annually, reflecting the added complexity of self-employment and rental property filings.While DIY tax filing can work for simple W-2 income, rental properties, LLCs, and self-employment income introduce complexities that make a CPA valuable.

If you were to reflect on your past experiences and envision yourself at my age, would you still consider pursuing this strategy?

The drop reflects broader national trends of economic recovery and increased stability in the housing market over the past decade.."2010.

The 10-year treasury is currently sitting at 4.62% as of 1/24/2025 up from 3.73% on 9/13/2024, reflecting a 23.8% increase over the last 4 months (Source).

Have you taken the time to sit down and reflect on last year and how you did compared to the goals you set for yourself in 2024?

Sometimes the asking price does not reflect what's actually going on, there's a tenant, there's a change in the seller's situation, etc. 

Even if you tell me they are paying cash or very high down payments , shouldn't the price of multifily  buildings reflect its NOI/cap rate? 

If you have gross income of $3k but ongoing bills of $1800 we know it may cause a financial hardship so that reflects in our scoring system.Hope this helps, but in my experience an interview is:a.